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Verifi CDRN issuer-decline fight cut is not Ethoca Clarity issuer-decline fight cut

How to run thisChargebacks3 steps
CalculatorVerifi fight-decline share · Calculator lives in the articleOpen

Hold one Verifi CDRN issuer-decline fight cut. Ratio issuer declines to fights filed on that cut. Scale by 100 for VF fight-decline %. Ethoca Clarity issuer-decline cuts, Verifi CDRN good-faith windows, and CDRN pre-arb packs never land on this CDRN decline cut.

Pair: Fight-decline share under Chargebacks. Ethoca twin: ET fight-decline. Good-faith twin: VF good-faith-miss.

CDRN decline fields

Issuer fight declines — Verifi CDRN cases the issuer marked declined after the representment package went out on this cut.

Fights filed — Verifi CDRN cases that cut pushed into representment inside the matching export window.

VF fight-decline % = issuer declines ÷ fights filed × 100. When VF fight-decline % swells, evidence packs on that CDRN cut need a second look — leave the chip blank until both exports land.

Hard stops

Never invent VF fight-decline %. Never paste Ethoca Clarity decline rows or Verifi good-faith mute rows into these fields. Never treat deadline-miss late files as issuer declines. Never fuse MIDs when one CDRN issuer-decline fight cut owns the ratio.

See also: Chargebacks, ET fight-decline, VF good-faith-miss, VF fight-clock.

Procedure

  1. Type issuer fight declines and fights filed.
  2. Read VF fight-decline %.
  3. Review evidence packs when VF fight-decline % climbs.

Failure modes

  • Inventing VF fight-decline %.
  • Pasting Ethoca decline or Verifi good-faith exports into decline boxes.
  • Folding deadline-miss late files into issuer-decline tallies.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

VF fight-decline %
Issuer fight declines ÷ fights filed × 100 on one Verifi CDRN issuer-decline fight cut.

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FAQ

Is this Ethoca fight-decline share?
CDRN issuer-decline fight cut vs Clarity issuer-decline fight cut. [Fight-decline share](/manuals/ethoca-fight-decline-share) stays on Ethoca Clarity. Verifi issuer declines / fights filed belong on this CDRN cut.
Is this Verifi good-faith miss share?
Issuer-decline fight outcomes vs unanswered good-faith windows. [Good-faith miss share](/manuals/verifi-good-faith-miss-share) ratios mute good-faith windows. Here you only ratio issuer declines over fights filed on the CDRN cut.
What VF fight-decline % should I invent?
None. Source issuer declines and fights filed from the same Verifi CDRN issuer-decline fight cut.