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Argyle pay-rail settle hours is not SeamlessChex ACH desk

How to run thisPayments3 steps
CalculatorArgyle capture-to-settle lag · Calculator lives in the articleOpen

Pull one Argyle pay-rail settle cut. Record capture hour. Record settle hour. Subtract, and park captures beside the span. That span is AG payrail-settle hours — SeamlessChex ACH desks and day-index pay-rail delay clocks live elsewhere.

Pair: Capture-to-settle lag on Payments. Seamless twin: SC ACH-settle. Day twin: AG pay-rail delay.

Pay-rail settle stamps

Capture hour — Hour Argyle captured txs on the pay-rail settle cut.

Settle hour — Hour those captures funded / settled on the same cut.

Captures — Argyle captures that cleared in that cut window.

AG payrail-settle hours = settle hour − capture hour. Fat AG payrail-settle hours usually means batch cutoff or rail hold on that path — chase that rail; never invent an AG payrail-settle chip.

What not to do

Skip inventing AG payrail-settle hours. Skip pasting SeamlessChex ACH hour CSVs or day-index pay-rail delay exports into capture/settle boxes. Skip folding auth-expire or capture-fail counts into settle-hour fields. Skip dumping Spreedly token-vault files into Argyle cuts. Skip blending rails when one pay-rail settle cut owns the waiting volume.

Related: Payments, SC ACH-settle, AG pay-rail delay, cutoff miss.

Procedure

  1. Type capture hour, settle hour, and captures.
  2. Read AG payrail-settle hours.
  3. Chase batch cutoff when AG payrail-settle hours are material.

Failure modes

  • Inventing AG payrail-settle hours.
  • Pasting SeamlessChex ACH hour CSVs or day-index pay-rail delay into hour boxes.
  • Folding auth-expire or capture-fail counts into settle-hour fields.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

AG payrail-settle hours
Settle hour − Capture hour on one Argyle pay-rail settle cut.

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FAQ

Is this SeamlessChex capture-to-settle lag?
Argyle pay-rail settle cut vs SeamlessChex ACH settle desk. [Capture-to-settle lag](/manuals/seamless-capture-to-settle-lag) stays on SeamlessChex. Capture / settle hours belong on this Argyle cut.
Is this Argyle settlement-delay days?
Hour pay-rail settle vs day pay-rail delay export. [Settlement-delay days](/manuals/argyle-settlement-delay-days) scores settle day − capture day. Here you only score settle hour − capture hour on the pay-rail settle cut.
What AG payrail-settle hours should I invent?
None. Pull capture hour, settle hour, and captures from the same Argyle pay-rail settle cut.