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Argyle soft codes are not Seamless ACH soft codes
Take the Argyle decline pile for one MID window. Soft share = soft count ÷ pile total × 100. That is AG soft-decline %. Enter soft count and pile total.
Pair: Soft-decline share on Payments. ACH sibling: Seamless soft. Vault sibling: Spreedly soft. Reject sibling: settlement reject.
Fields
Soft count — Argyle issuer codes tagged soft / retryable in that MID window.
Pile total — Soft plus hard Argyle declines in the same export.
AG soft-decline % = soft count ÷ pile total × 100. When AG soft-decline % runs high, widen retry seating and cut hard burns — leave blank chips alone.
Stops
Leave AG soft-decline % blank rather than invent. Keep settle-die rejects out of the soft count. Keep Seamless or Spreedly rows out of Argyle boxes. Keep one Argyle MID per run when that seat owns the mix.
Related: Payments, Seamless soft, Spreedly soft, settlement reject.
Procedure
- Type soft declines and all declines.
- Read AG soft-decline %.
- Seat retry / updater when AG soft-decline % is material.
Failure modes
- Inventing AG soft-decline %.
- Loading Seamless or Spreedly decline rows into Argyle inputs.
- Folding settle-reject counts into soft.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- AG soft-decline %
- Soft declines ÷ all declines × 100 on one Argyle decline export.
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FAQ
- Is this Seamless soft-decline share?
- Processor book vs Seamless ACH. [Soft-decline share](/manuals/seamless-soft-decline-share) stays on Seamless. Soft / all counts never leave Argyle here.
- Is this Spreedly soft-decline share?
- Separate vault stack. [Soft-decline share](/manuals/spreedly-soft-decline-share) stays on Spreedly. Argyle owns every count here.
- What AG soft-decline % should I invent?
- None. Source soft declines and all declines from the same Argyle decline file.