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SeamlessChex ACH funding rail is not Spreedly token-vault

How to run thisPayments3 steps
CalculatorSeamlessChex funding-delay days · Calculator lives in the articleOpen

Line up one SeamlessChex ACH funding rail. Mark the settle stamp. Mark the available stamp. Keep batch rows beside that window. The day gap is SC funding-delay days — Spreedly token-vaults and hour ACH settle desks never feed this cut.

Pair: Funding-delay days on Payments. Spreedly twin: SP funding-delay. Hour twin: SC ACH-settle.

ACH funding stamps

Settle day — Stamp SeamlessChex settlement cleared on the ACH funding rail.

Available day — Stamp those cleared funds landed / funded on the same rail.

Batches — SeamlessChex funding batches inside that settle → available window.

SC funding-delay days = available day − settle day. Fat SC funding-delay days usually means ACH payout cutoff or reserve on that rail — chase that path; never invent an SC funding-delay chip.

Refuse these shortcuts

Refuse inventing SC funding-delay days. Refuse dumping Spreedly token-vault or Authorize.net merchant-center exports into settle/available stamps. Refuse folding ACH-float delay $ into available stamps. Refuse blending rails when one SeamlessChex ACH funding rail owns the waiting cut.

See also: Payments, SP funding-delay, SC ACH-settle, SC ACH-float.

Procedure

  1. Type settle day, available day, and batches.
  2. Read SC funding-delay days.
  3. Chase ACH funding cutoff when SC funding-delay days are material.

Failure modes

  • Inventing SC funding-delay days.
  • Pasting Spreedly token-vault or Authorize.net merchant-center CSVs into settle/available boxes.
  • Folding ACH-float delay $ into available-day fields.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

SC funding-delay days
Available day − Settle day on one SeamlessChex ACH funding rail.

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FAQ

Is this Spreedly funding-delay days?
SeamlessChex ACH funding rail vs Spreedly token-vault. [Funding-delay days](/manuals/spreedly-funding-delay-days) stays on Spreedly. Settle / available stamps belong on this SeamlessChex rail.
Is this SeamlessChex capture-to-settle lag?
Day funds-available vs hour ACH settle desk. [Capture-to-settle lag](/manuals/seamless-capture-to-settle-lag) scores settle hour − capture hour. Here you only score available stamp − settle stamp after clearing.
What SC funding-delay days should I invent?
None. Pull settle stamp, available stamp, and batch rows from the same SeamlessChex ACH funding rail.