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SeamlessChex reserve held $ is not settlement held-batch share

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CalculatorSeamlessChex reserve-hold share · Calculator lives in the articleOpen

SC reserve % = parked reserve $ ÷ settled $ × 100 on one SeamlessChex float-park slice.

Pair: Reserve-hold share on Payments. Batch twin: held-batch. Argyle twin: reserve-hold.

What you type

Reserve held $ — Dollars SeamlessChex still traps in the rolling ACH reserve for the float-park slice.

Settled $ — Settled volume tied to that SeamlessChex float-park slice.

SC reserve % = reserve held ÷ settled × 100. When SC reserve % spikes, the ACH rail is eating float — chase the MID release calendar; never invent an SC reserve chip.

What not to do

Refuse inventing SC reserve %. Refuse pasting a settlement-hold-share or Argyle reserve file into SeamlessChex fields. Refuse counting batch rejects or ACH returns as reserve dollars. Refuse mixing MIDs when one merchant owns the float pile.

Related: Payments, held-batch, Argyle reserve-hold, settlement-hold days.

Procedure

  1. Type reserve held $ and settled $.
  2. Read SC reserve %.
  3. Chase reserve release when SC reserve % is material.

Failure modes

  • Inventing SC reserve %.
  • Dumping a SeamlessChex settlement-hold-share or Argyle reserve-hold file into SeamlessChex reserve fields.
  • Folding SeamlessChex batch-reject or ACH-return into reserve held $.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

SC reserve %
Reserve held $ ÷ Settled $ × 100.

Work with us — We run this job on your accounts. Services

FAQ

Is this SeamlessChex settlement-hold share?
Batch count grain, not reserve dollars. [Settlement-hold share](/manuals/seamless-settlement-hold-share) is held settlements ÷ settlements. This page only puts reserve held $ over settled $.
Is this Argyle or Spreedly reserve-hold share?
Different processor ledger. [Argyle reserve-hold share](/manuals/argyle-reserve-hold-share) and [Spreedly reserve-hold share](/manuals/spreedly-reserve-hold-share) read those desks. Here you only score SeamlessChex reserve held $ ÷ settled $.
What SC reserve % should I invent?
None. Pull reserve held $ and settled $ from the same SeamlessChex float-park slice.