Library · Payments · How to run this
Open auth is not captured cash
Open auth $ sits until capture for lag hours. Exposure $ = open auth $. Type open auth $ and lag hours.
Pair: Auth-to-capture lag on Payments. Stages: auth / capture / settle. Death: auth expiry / re-auth.
What you type
Open auth $ — authorized dollars not yet captured in the window.
Lag hours — hours from auth to capture (export / written SLA).
Exposure is the open pile while capture lags. Tighten capture when lag hours are material — do not invent exposure $.
What not to do
Do not invent exposure $. Do not mix settled $ into open auth. Do not treat cascade hop fees as lag hours. Do not average every MID when one owns the hole.
Related: Payments, auth / capture / settle, auth expiry / re-auth, capture vs auth amount.
Procedure
- Type open auth $ and lag hours.
- Read exposure $.
- Tighten capture when lag hours are material.
Failure modes
- Inventing exposure $.
- Mixing settled $ into open auth.
- Treating cascade hop fees as lag hours.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- Auth-to-capture exposure $
- Open authorized dollars waiting on capture for typed lag hours.
Work with us — We run this job on your accounts. Services
FAQ
- Is this auth / capture / settle?
- Related clocks. [Auth / capture / settle](/manuals/auth-capture-settle) names the stages. This page prices open auth $ across typed lag hours.
- Is this auth expiry / re-auth?
- Related hold death. [Auth expiry / re-auth](/manuals/auth-expiry-reauth) is when the hold dies. This page is exposure $ while capture still lags.
- What exposure $ should I invent?
- None. Type open auth $ and lag hours from the gateway / processor export.