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ACH return share is not same-day ACH fail
ACH returns ÷ ACH attempts make return %. Type both.
Pair: ACH return share on Payments. Same-day: same-day ACH fail. Clock: ACH return vs card refund.
What you type
ACH returns — ACH debits returned in the Argyle window.
ACH attempts — ACH debits submitted in that same window.
Return % = ACH returns ÷ ACH attempts × 100. Fix bank / account validation when return % is fat — do not invent a return chip.
What not to do
Do not invent return %. Do not mix card declines into ACH returns. Do not treat batch rejects as ACH returns. Do not average every MID when one owns the hole.
Related: Payments, same-day ACH fail, ACH return vs card refund, batch reject share.
Procedure
- Type ACH returns and ACH attempts.
- Read return %.
- Fix bank / account validation when return % is material.
Failure modes
- Inventing return %.
- Mixing card declines into ACH returns.
- Treating batch rejects as ACH returns.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- ACH return share %
- ACH returns ÷ ACH attempts × 100.
Work with us — We run this job on your accounts. Services
FAQ
- Is this same-day ACH fail?
- Sibling ACH grain. [Same-day ACH fail](/manuals/seamless-same-day-ach-fail) is same-day fails ÷ attempts. This page is ACH returns ÷ ACH attempts on Argyle.
- Is this ACH return vs card refund?
- Related clock. [ACH return vs card refund](/manuals/ach-return-vs-card-refund) names the bounce clock. This page is return share.
- What return % should I invent?
- None. Type ACH returns and ACH attempts from the same Argyle window.