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Argyle ACH held-batch share is not settle-batch lag
Divide held settlements by settlements in one Argyle ACH-hold cut. That ratio is AG held-batch %.
Pair: Settlement-hold share on Payments. Lag twin: settle-batch lag. Spreedly twin: vault held-batch.
What you type
Held settlements — Argyle ACH settlement batches still parked before merchant payout in the cut.
Settlements — Settlement batches in that same Argyle ACH-hold cut.
AG held-batch % = held ÷ settlements × 100. Fat AG held-batch % usually means risk / reserve rules are biting the ACH rail — chase that release path; never invent an AG held-batch chip.
What not to do
Skip inventing AG held-batch %. Skip dumping settle-batch-lag indexes into share fields. Skip treating ACH returns as held batches. Skip blending MIDs when one seat owns the parked pile.
Related: Payments, settle-batch lag, Spreedly vault held-batch, ACH return share.
Procedure
- Type held settlements and settlements.
- Read AG held-batch %.
- Chase release when AG held-batch % is material.
Failure modes
- Inventing AG held-batch %.
- Dumping a Spreedly/Primer held-batch file or Argyle settle-batch-lag index into ACH-hold fields.
- Folding Argyle ACH return share or auth-vs-settle gap into held-batch counts.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- AG held-batch %
- Held settlements ÷ Settlements × 100.
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FAQ
- Is this Argyle settlement batch lag?
- Clock grain. [Settlement batch lag](/manuals/argyle-settlement-batch-lag) prices order day vs settle day. This page only divides held ACH batches by settlement batches.
- Is this Spreedly settlement-hold share?
- Different processor ledger. [Spreedly settlement-hold share](/manuals/spreedly-settlement-hold-share) reads Spreedly vault holds. Here you only score Argyle held ACH batches.
- What AG held-batch % should I invent?
- None. Pull held settlements and settlements from the same Argyle ACH-hold cut.