Library · Refunds · How to run this
Write when CS refunds vs fights
CS needs a state → action table, not a vibe. Unshipped cancels refund now. Shipped fraud with a packet may fight. Not-as-described with a listing mismatch refunds. Recurring cancels stop MIT first. Mastercard in the RDR window lets the rule fire. Visa alerts refund inside the clock. Thin chargeback headroom refunds faster than a clean MID.
Pair: Refund window policy skeleton on Refunds. Guarantee / money-back copy vs dispute reasons: guarantee vs CB language. Alert clocks and RDR rules are chargeback how-tos — this page is the CS decision after those clocks exist. Overlap after a posted refund sits on chargeback after you already refunded.
How to use the skeleton
Copy the rows. Replace any hours with this brand’s Ethoca / CDRN / RDR windows. Train CS on the state, not on “be nice.” Revisit when threshold headroom changes.
What not to do
Do not use one script for every reason code. Do not refund after RDR already paid. Do not fight not-as-described when the listing is wrong. Do not keep billing MIT while you argue a cancel.
Related: Refunds, Chargebacks, Subscriptions.
Procedure
- Copy the skeleton.
- Replace hours with this brand’s clocks.
- Train CS on the state table, not on ‘be nice.’
- Revisit when threshold headroom changes.
Failure modes
- One policy for Visa fraud and Mastercard cancelled-recurring.
- CS refunding after RDR already paid.
- No rule when headroom is thin.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- Window
- The hours you have on an alert clock or the days you have before representment. Not a vibe.
Work with us — We run this job on your accounts. Services
FAQ
- Can one script cover Visa fraud and cancelled-recurring?
- No. Different states, different actions. Train the table.
- RDR already refunded. Should CS credit again?
- No. You already bought that path. A second credit is a double debit risk.
- Headroom is under five primary CBs. Fight more?
- No. Refund faster. The MID is the constraint.